00452nam a22001457a 4500008004100000020001800041050002200059100002500081245006000106260004100166300002500207521005100232650001300283650001000296170210b        xxu||||| |||| 00| 0 eng d  a9780964743724  aHV 4045 .P39 1998  aPayne, Ruby K.d1998  aA framework for understanding poverty/cRuby, K. Payne.  aUSA:bRFT publishing company,c1998.  a205p.:bill.;c25cm.  aIncludes bibliographical references and index.  aPoverty.  aPoor.