TY - BOOK AU - Vaughan, Emmett J. AU - Vaughan, Therese M. TI - Essentials of risk management and insurance SN - 9780471331834 AV - HG 8051 .V38 2001 PY - 2001/// CY - New york PB - John wiley & sons KW - Insurance KW - Risk management N1 - Includes bibliographical references and index ER -